Privacy Policy
Student Debt Forgiveness Network Corp. (“Company”) is dedicated to providing you with the highest level of service. This Policy explains what Company does to keep information about you private and secure. This Policy covers only information that you provide to Company or that it obtains about you from companies that you have chosen to do business with. Please read this Policy carefully and contact us if you have any questions. Personal Information We Collect At the time you register for the Company’s services, you will provide us with an email address, password, social security number date of birth, credit/debit card account and Federal PIN and FSA ID login credentials. In addition, with your permission, we will upload your student loan information to our services in order to provide recommendations on how you should consolidate and pay back your student loans. When you give us permission to access your student loan data, your information and activities will be visible to us, but to no other person. What information do we collect?
- Information we receive from you in person, over the phone, by email or in documents, such as your name, email address, mailing address, phone number, student loan balances and terms, account numbers, lenders, social security number, credit card account data, and FSA account ID and password. You may also provide us with information about other people, such as their email addresses if you email a product to a friend or refer a friend to the Site or our promotions,
- Information about your transactions, such as your account balances with your creditors, payment histories, account activity, and all other information that may be contained in your credit card statements or other reports relating to your debt, and Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations. How We Use Your Information We may disclose the personal information we collect in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. We may also share your information with service providers that perform business operations for us, companies that act on our behalf to market our services, or others only as permitted or required by law, such as to protect against fraud or in response to a subpoena. We may also share or transfer your information in the event we transfer or sell your account or our business assets to another provider. We may send you information about our products and services. We use your information for our internal business purposes, such as data analysis, audits and so forth. We use your information to help us create content and show advertisements that are most relevant to you and to send you information about third party products and services. We use your email address, mailing address and phone number to communicate with you about the status of the services we provide to you and to send you certain notification emails. We may use your email address or other personally identifiable information to send marketing messages and notifications from time-to-time, whether or not you created an account with us. Apart from the above uses, we prohibit the sale or transfer of any personal information to non-affiliated entities for their use without giving you the opportunity to opt-out. Your Choices / opt-out we provide you the opportunity to “opt-out” of having your personally identifiable information used for certain purposes. By providing information to the Company, you are consenting to our collection, use and disclosure of such personal information in the manner described in this Privacy Policy. We provide you the opportunity to withdraw your consent when such information is collected. In addition, such consent may be withdrawn in writing/email and sent to our customer service department at the following physical address or email address:
How We Protect Your Information
We train our employees to protect all customer information. We maintain physical, electronic and procedural controls that comply with government standards. We authorize our employees, agents and contractors to get information about you only when they need it to do their work with us. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Changes to Our Privacy Policy In the event we change this privacy policy, we will forward an email notification to all users that have provided us with and maintained a current email address. In addition, we will post any such changes on this page so that you will always be aware of what information we collect, how we use it, and under what circumstances we disclose it. This Policy applies to all current and former customers.